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"This is the next level." Not surprisingly, banking was the early and most aggressive adopter of AI. AI assistants are increasingly treated as fellow employees who have identities tied to email addresses and phone numbers. Banker dials phone: "Sally, I am helping Mr. Smith in my office with some adjustments to his trust document. Please review it for us and ensure it is in line with the latest changes in the law; cc both of us by email when you are done." Sally: "Will do. I will get back to you in 30 minutes." There are endless examples.